Given my general laziness and the fact that blogging isn't my first priority in life, it can take a very long time between the appearance of an idea for a blogpost and the arrival of the actual post. And sometimes I come across roughly the post that I would have written on someone else's blog before I get round to it. Less work for me!
In this spirit, I am delighted to point readers towards Leigh Caldwell's discussion of the argument, "But if people are irrational, regulators are irrational too - so how can they make rules to counter citizens' irrationality?" It's better than what you could have expected from me.